Savings form the basis of all good financial planning. Every amount you save helps you reach your financial objectives—maintaining your current standard of living during your retirement, acquiring a financial cushion to meet contingencies, providing a good education to your children, or simply fulfilling your dreams and carrying out your favourite projects.
With your objectives in mind, we offer you flexible products adapted to your needs that include a range of retirement savings plans, education savings plans, non-registered savings plans, retirement income plans, etc. These products allow you to invest your savings and obtain a high degree of financial security.
Retirement savings plans ensure that you have a comfortable retirement while reducing your taxable income.
The Tax-Free Savings Account (TFSA) is a unique tax-free savings program (non-RRSP). Any earnings generated (interest, capital gains or dividends) in the TFSA, as well as sums withdrawn, are not taxable.
Build up a tax-sheltered fund to finance a child's post-secondary education. A registered education savings plan (RESP) is the ideal financial vehicle to help you defray mounting education costs.
Non-registered savings plans allow you to accumulate savings to carry out your plans or increase your retirement income.
You are a young retiree? We offer several types of plans to help you manage the savings you accumulated throughout your working life. These plans are designed to meet your new financial needs and help you make the most of your retirement.