Retirement Savings Plans

Retirement savings plans ensure that you have a comfortable retirement while reducing your taxable income.

A locked-in retirement account (LIRA) allows persons who have changed employers to transfer the amounts accumulated in their pension funds so that they can exercise a certain amount of control over their investments.

Objectives Issue Type of Plan
  • Accumulate amounts for retirement.
  • Reduce your taxable income.
  • Adapt your plan to your needs.
  • Have greater flexibility in the management of your investments.
Before age 69 RRSP
Exercise a certain amount of control over the investments in your former pension plan. Before age 69 LIRA
Investia
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